WATER DAMAGE, ROOF LEAKS, PIPE BREAKS, FIRE, FLOOD, MOLD, WIND, HURRICANE, THEFT & VANDALISM
A PROFESSIONAL ADJUSTER WILL CONTACT YOU IMMEDIATELY
Life is filled with unforeseeable events, such as a fender-bender on the way to work or sudden water damage at home. In these situations, it's important to know that you can rely on your insurance policy to protect you.
South Florida Public Adjusting Services helps you work through all the technical details of the insurance claim process to make sure that you are property covered and compensated for your loss.
We have the knowledge and experience to properly represent our clients in all types of residential and commercial claims, regardless of the size or type of loss.
It is important to work with a company that is reliable and reputable who can make sure that you are kept fully up to date with the entire process and ensures that your claim is maximized and proper settlement is achieved.
Miami Herald: PUBLIC ADJUSTERS LAND LARGER SETTLEMENTS!
From the Miami Herald on January 15, 2010:
The Miami Herald quoted an audit that was conducted recently by the Florida Legislature has found that it is clearly within the policy holder's interest to hire a Public Adjuster to represent them during the claim process.
The numbers quoted by the article were quite shocking and beyond even my own expectations. To put it plain and simple, the article stressed that in comparing claims filed with Citizens Insurance, those using a Public Adjuster received 574% more than those not using a Public Adjuster and, furthermore, those numbers increased to 747% more on catastrophe claims such as those filed in 2005 for Hurricane damage.
To read the actual report, click here:
http://www.oppaga.state.fl.us/Summary.aspx?reportNum=10-06
NOW THAT YOU HAVE THIS INFORMATION, PICK UP THE PHONE AND CALL US TODAY!
Florida Property Insurance Blog
Floods – A serious enemy, stay prepared (Fri, 18 May 2012)According to the American Red Cross floods are one of the most common natural disasters in the United States. When too much water collects in a concentrated area flooding occurs. Rain from a Hurricane or Tropical Storm can cause waters to rise and since Florida is at a low elevation, floods are even more common. [...]
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Did you know roof damage takes many forms? (Wed, 16 May 2012)
All roofing materials will age and weaken over time. No matter what type of roof you have on your home or business, you can expect to deal with roof leaks or roof damage during the lifetime of the roof. Cracks are the most common among different types of roof damage on many homes. Cracking typically [...]
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Roof Leaks – Do’s and Don’ts (Mon, 14 May 2012)
Roofs are an essential part of a buildings construction. A roof helps to keep climate controlled air from escaping out and protects from weather and other elements that are better to remain outside. This being the case a leaky roof can be one of the more frustrating challenges a homeowner can face. When a roof [...]
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Do you know what’s covered and what’s not? (Thu, 26 Apr 2012)
Understanding what is NOT covered under your homeowners’ insurance policy is just as important as understanding what is. Do you have a trampoline in your back yard? What about a pool with a diving board? These are some examples of specific situations that may not be covered by your home owners’ insurance policy. This Youtube [...]
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Claims Journal » News
Florida County Approves Changes After Oil Spill Fraud (Fri, 18 May 2012)Amid a criminal investigation into the alleged misuse of funds paid by BP after the 2010 Gulf oil spill, a Panhandle county made big changes Tuesday in the way it oversees spending for promotion of the area’s world-famous beaches. An …
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Street Racing in Texas Blamed for Death (Fri, 18 May 2012)
San Antonio, Texas, police say street racing has led to the death of a driver whose truck went off a road, fell more than 40 feet and crashed into a creek. The name of the man who died was not …
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Crop Damage in California From Storm Tops $79M (Fri, 18 May 2012)
California’s San Joaquin Valley’s crop damage estimate from a hail storm last month has reached more than $79 million. The Fresno Bee reports that Kings County – among the hardest hit areas of the region – recently increased its damage …
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Mississippi Workplace Retaliation Lawsuit Dismissed (Fri, 18 May 2012)
A federal appeals court has ruled for Hinds Community College in a workplace retaliation case. In 2010, a Mississippi federal judge ordered the school to pay a former professor $345,020 after a federal jury found she had been the victim …
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West Virginia ABCA, Partners Target Underage Drinking (Fri, 18 May 2012)
State and local authorities are stepping up store compliance checks and taking other measures to combat underage drinking. The crackdown also includes increasing the number of sobriety checkpoints across the state. It’s being conducted by the Alcohol Beverage Control Administration, …
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Should I Hire An Attorney or A Public Adjuster?
Here is a really good video that explains when to use a Public Adjuster and when to use an Attorney to handle your insurance claim. I would say that in almost 95% of situations, you would use a Public Adjuster before an Attorney.
Attorney's usually do not understand how to adjust a claim or speak the same language as adjusters. Rather, an Attorney is necessary when a claim is denied and cannot be re-opened or if all options under the policy have been exhausted and you are still not happy with the outcome.
IN CONCLUSION, HIRE A PUBLIC ADJUSTER TODAY!
Hurricane Wilma: Is It Too Late To File A Claim Or Re-Open My Claim?
The simple answer to this question is NO!
You have up to five years to file a claim and/or re-open a previously filed claim. Since Hurricane Wilma took place on October 24, 2005; you technically have until October 24, 2010 to notify the Insurer Carrier you had at the time of Wilma that you would like to file a claim and/or are interested in re-opening a claim.
I will be cautious to advise that this is not a quick and easy process. Additionally, there are certain insurance companies, such as POE, that are no longer in business and it is too late to file a claim or re-open a claim with such carriers.
However, if you have documentation, invoices, pictures, receipts, etc. for the monies expended and evidence of the damaged that occurred, you are in a much better position.
Give us a call today so we can assist you with this process. Our team of professionals are trained and experienced in dealing with such claims.
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