WATER DAMAGE, ROOF LEAKS, PIPE BREAKS, FIRE, FLOOD, MOLD, WIND, HURRICANE, THEFT & VANDALISM
A PROFESSIONAL ADJUSTER WILL CONTACT YOU IMMEDIATELY
Life is filled with unforeseeable events, such as a fender-bender on the way to work or sudden water damage at home. In these situations, it's important to know that you can rely on your insurance policy to protect you.
South Florida Public Adjusting Services helps you work through all the technical details of the insurance claim process to make sure that you are property covered and compensated for your loss.
We have the knowledge and experience to properly represent our clients in all types of residential and commercial claims, regardless of the size or type of loss.
It is important to work with a company that is reliable and reputable who can make sure that you are kept fully up to date with the entire process and ensures that your claim is maximized and proper settlement is achieved.
Miami Herald: PUBLIC ADJUSTERS LAND LARGER SETTLEMENTS!
From the Miami Herald on January 15, 2010:
The Miami Herald quoted an audit that was conducted recently by the Florida Legislature has found that it is clearly within the policy holder's interest to hire a Public Adjuster to represent them during the claim process.
The numbers quoted by the article were quite shocking and beyond even my own expectations. To put it plain and simple, the article stressed that in comparing claims filed with Citizens Insurance, those using a Public Adjuster received 574% more than those not using a Public Adjuster and, furthermore, those numbers increased to 747% more on catastrophe claims such as those filed in 2005 for Hurricane damage.
To read the actual report, click here:
http://www.oppaga.state.fl.us/Summary.aspx?reportNum=10-06
NOW THAT YOU HAVE THIS INFORMATION, PICK UP THE PHONE AND CALL US TODAY!
Florida Property Insurance Blog
Do you know your water? (Wed, 11 Jan 2012)Large or small, no one wants to deal with the damage to their property caused by water. The damage to your property can sometimes be devastating. There are 3 categories of water damage: clean water, black water and grey water. Let’s first take a look at these three water types. Clean water is exactly that…clean [...]
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Happy New Year – Are you prepared? (Thu, 29 Dec 2011)
In a few days marks the end and start of another year. We want to take this opportunity to wish everyone a happy new year. We are very excited about sharing another successful year with our clients and business alliances. This past year has been filled with many new clients as well as successful insurance [...]
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Connecting the dots – Mold spreading (Thu, 13 Oct 2011)
There are many important details to an insurance policy and the types of damages included and excluded can vary. It’s fairly common for insurance policies to exclude coverage for mold. In South Florida, we all know to well, that mold is almost always lurking around our properties. The extreme humidity and rain can cause a [...]
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Homeowners a Public Adjuster relationship is essential (Sun, 02 Oct 2011)
Gene G. Veno is the President of the American Association of Public Insurance Adjusters (AAPIA). He is featured in the Youtube video above as he explains the importance a Public Adjuster is to a homeowner. AAPIA is an important organization that represents Public Adjusters and fosters communication and education about the industry. They are a [...]
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Claims Journal » News
New York Court Affirms Huge Travelers Asbestos Award (Fri, 27 Jan 2012)A New York appellate court affirmed a $420.4 million ruling in favor of insurer Travelers Cos , handing it a victory in one of the longest-running and most complex asbestos-related litigations in history. The dispute has to do with the …
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Lack of Snow Cuts Red River Valley Flood Risk (Fri, 27 Jan 2012)
Forecasters say the risk of significant flooding in the Red River Valley is much lower than it’s been in recent years because there’s been so little snow this winter. Meteorologist Jim Kaiser of the National Weather Service office in Grand …
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Worker Suffers Minor Injury in North Dakota Apartment Fire (Fri, 27 Jan 2012)
A construction worker has suffered a minor injury at a Grand Forks apartment fire. KVLY television reports that fire crews were called to an apartment building near the Grand Forks Library at 11:30 a.m. Wednesday. Construction crews had been working …
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Southwestern Indiana Company Fined $2,000 in Worker’s 2010 Death (Fri, 27 Jan 2012)
State officials have fined an Evansville, Ind., company $2,000 for the death of a worker killed when a forklift tipped over onto him. The Evansville Courier & Press reports Bootz Industries paid the fine following an investigation by the state …
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Iowa City Council OKs Sledding Lawsuit Payout (Fri, 27 Jan 2012)
The City Council approved paying nearly $488,000 to a man who filed a lawsuit over a sledding accident in Sioux City, Iowa. The Sioux City Journal reports the council voted Monday to pay its part of the $2.75 million going …
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Should I Hire An Attorney or A Public Adjuster?
Here is a really good video that explains when to use a Public Adjuster and when to use an Attorney to handle your insurance claim. I would say that in almost 95% of situations, you would use a Public Adjuster before an Attorney.
Attorney's usually do not understand how to adjust a claim or speak the same language as adjusters. Rather, an Attorney is necessary when a claim is denied and cannot be re-opened or if all options under the policy have been exhausted and you are still not happy with the outcome.
IN CONCLUSION, HIRE A PUBLIC ADJUSTER TODAY!
Hurricane Wilma: Is It Too Late To File A Claim Or Re-Open My Claim?
The simple answer to this question is NO!
You have up to five years to file a claim and/or re-open a previously filed claim. Since Hurricane Wilma took place on October 24, 2005; you technically have until October 24, 2010 to notify the Insurer Carrier you had at the time of Wilma that you would like to file a claim and/or are interested in re-opening a claim.
I will be cautious to advise that this is not a quick and easy process. Additionally, there are certain insurance companies, such as POE, that are no longer in business and it is too late to file a claim or re-open a claim with such carriers.
However, if you have documentation, invoices, pictures, receipts, etc. for the monies expended and evidence of the damaged that occurred, you are in a much better position.
Give us a call today so we can assist you with this process. Our team of professionals are trained and experienced in dealing with such claims.
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